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International Payments

Secure cross-border payments service at bank-beating exchange rates with no fees or hidden charges.

No Hidden Charges or Fees

Too many businesses and individuals unknowingly lose thousands on hidden transfer fees when using their bank’s international payments service.

By partnering with Currency Online Group and using their secure, bank-beating payments service hosted by Currency Cloud™  and RationalFX , we ensure you will never get stung again.

Fully FCA Regulated

Trusted by millions to transfer their money and fully authorised and regulated by the Financial Conduct Authority, Currency Cloud™ and RationalFX provide a personalised service and ongoing support.

Client funds are protected by being held in segregated accounts by Tier 1 banks.

Flexibility

Freedom to choose how to transfer your funds. Either book transfers online yourself 24/7 with full view of live exchange rates or you can talk to the experts via email or phone and request them to book your transfers on your behalf.

Our experts are available to offer assistance and guidance whichever method you choose.

Both Personal and Corporate Accounts are available, so perfect for settling payments for private individuals or businesses with overseas partners.

Competitive Rates

Whether the payment is for private or business purposes and no matter the size of the amount, your funds can be transferred securely at competitive exchange rates creating savings for you or your business on money transfers.

To find out more visit our FAQs below.

Frequently Asked Questions

How long does it take to open an account?

The COG RationalFX Account benefits from superfast onboarding times – we aim to have your account open and ready to transfer minutes after registering. Please upload your Proof of Identity (POI) as soon as you register by clicking on the ‘Verify Account’ button on the online portal.

The COG Premier Account hosted by Currency Cloud™ is more heavily regulated, and therefore takes a little longer to open – we aim to have this open same-day. Delays can occur if necessary compliance documentation is not uploaded upon registration.

What documentation to I need to upload upon registration?

Know Your Customer (KYC) checks are completed on all new clients upon registration. This is to adhere to regulatory compliance obligations which are required by law, to help mitigate the risks associated with criminals attempting to use our service to launder money, commit fraud, or fund nefarious activities.

All accounts require Proof of Identity (POI) documentation to be uploaded during registration. If you do not provide this documentation upon registration it may result in a delay to the onboarding process. You may be required to provide further information and documentation depending on your reasons for transferring funds.

Any information supplied is totally confidential, and only used for compliance purposes.

Will I have to pay any fees or charges when using the service?

There are no fees or charges associated with using our service. We don’t believe that our clients should have to pay any fees or charges when transferring funds overseas.

What makes your service stand out from the competition?

Our FX partners have been carefully chosen as they offer our clients the freedom to transfer funds in the way that suits them best. You can login to our online platform and book transfers yourself with full view of the live exchange rate for totally transparency.

Alternatively, you can talk to one of their currency experts via phone or email and request them to book transfers on your behalf. Unlike many of our competitors, they are always available to help and guidance.

The COG Premier Account has the added benefit of having a dedicated account manager to provide market insights and analytical advice to get the most from your money.

Why use your service instead of my bank?

Our partners offer bank-beating exchange rates that can be up to 5% better than your bank. Transferring £100,000 with us compared to your bank can save you up to £5,000.

On top of this, your bank will charge you up to £40 per transfer – our service will do this for free. We consistently analyse the marketplace to ensure your rates are the best in the business.

How long will it take for my payment to reach my recipient's account?

There is a same-day service on most currencies, including all the major ones. Some of the more exotic currencies can take between one and two days to reach the beneficiary’s account.

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Get in Touch

If you would like to find out more about our International Payments Service, please complete the form below and we will be in touch.